Credit-score feedback loops
Statement (NASA form)
Given that underwriting models trained on outcomes they themselves produced, there is a possibility of a class of people locked out because the model once said no resulting in credit as a caste, justified as a score.
The second year of a model is an input to the third.
Composite 11 = 3×3 + 2
Applicable mitigations
Controls · Broader ownership of the complementary stack · Transition income tied to measured displacement, not rhetoric · Windfall and compute taxes earmarked for the displaced · Pace rules: no irreversible action faster than a human can reconstruct it · A real off-ramp that still functions · Contract-first delegation with privilege attenuation · Duty of care on high-stakes delegates · Short-lived, narrowly scoped tokens for every tool call